There has been much discussion around funding, especially with CIT and its struggles.  But as the Wall Street Journal points out today, there are still ways to get funding as a small busienss, even in a tough economy, and now is as good a time as any for small businesses to educate themselves about the alternatives. 

Some of the possibilities include credit unions, peer to peer lending networks, and government backed loans.  According to the Journal piece, the Small Business Administration is guaranteeing up to 90% on some loans, which has increased the likelihood of you getting a line of credit.

So despite the troubles there are alternatives that you should be aware of.  Have you had trouble getting financing, and is it affecting the way you do business?